Terms and disclaimer

Please read this before you rely on any figure on this site.

Last updated 1 November 2026

Estimates only

AfC Pay provides estimates for general information. Results depend on the information you enter and on the assumptions set out in our methodology. Your employer's payroll, your tax code, your personal circumstances and your trust's policies may produce a different figure. Your payslip and your employer are the final authority on what you are paid.

Not advice

Nothing on this site is payroll, tax, pension, financial or legal advice. Speak to your payroll team, your union, or a regulated professional before making a decision that relies on these figures.

Independence from the NHS

AfC Pay is an independent website. It is not part of, or endorsed by, the NHS, NHS England, NHS Scotland or any NHS trust. References to the NHS and to Agenda for Change describe the subject of the calculators and do not imply any affiliation.

Accuracy and availability

We work hard to keep rates accurate and dated, but pay rules change and errors can occur. The site is provided "as is" without warranty of any kind, and we may change or remove content at any time. See the change log.

Limit of liability

To the fullest extent allowed by law, AfC Pay is not liable for any loss arising from your use of, or reliance on, this site. Nothing in these terms limits liability that cannot be limited by law, including for death or personal injury caused by negligence or for fraud.

Links and content

We link to third-party sites for sources and are not responsible for their content. The content and design of this site belong to AfC Pay. You may quote short extracts with a link back to the source page, but please do not copy whole pages or tables.

Governing law

These terms are governed by the laws of England and Wales.

Contact

Questions about these terms: see contact. Our approach to personal data is in the privacy and cookies page.