NHS Band 3 take-home pay
A Band 3 salary in England runs from £25,760 to £27,476 a year in 2026/27. The tables below show what that is each month after NHS Pension, tax and National Insurance.
NHS Band 3 salary and take-home pay: England
| Pay point | Annual | Hourly | Pension | Take-home a month | Inner London |
|---|---|---|---|---|---|
| Entry | £25,760 | £13.17 | 6.5% | £1,727.31 | £2,011.98 |
| Top | £27,476 | £14.05 | 6.5% | £1,822.84 | £2,105.45 |
Full-time (37.5 hours), NHS Pension, no student loan, tax code 1257L. The Inner London column adds the 20% high cost area supplement.
NHS Scotland Band 3 pay
| Pay point | Annual | Hourly | Pension* | Take-home a month |
|---|---|---|---|---|
| Entry | £29,103 | £15.50 | 8.3% | £1,881.79 |
| Top | £31,409 | £16.73 | 8.3% | £2,007.39 |
Full-time (36 hours), Scottish income tax bands, official 3.75% award. *Scottish pension bandings are not yet verified, so the England tiers are used as an estimate. Sources: gov.scot and NHS Employers.
Band 3 unsocial hours pay
At Band 3 you are paid time plus 35% for weekday hours between 8pm and 6am and for all of Saturday, and time plus 69% on Sundays and bank holidays. For your own figure, put your hours into the NHS pay calculator, which also takes London weighting and a student loan.
Related: all NHS pay scales for 2026/27, NHS Pension contribution rates and the 2026/27 pay rise.
NHS Band 3 questions
How much does an NHS Band 3 earn?
In England a Band 3 salary runs from £25,760 to £27,476 a year in 2026/27, depending on your pay point. In Scotland it runs from £29,103 to £31,409.
What is Band 3 take-home pay each month?
At the entry point in England, a full-time Band 3 employee in the NHS Pension Scheme with no student loan takes home about £1,727.31 a month, and about £1,822.84 at the top point. Your own figure depends on hours, pension, tax code and any loan.
What unsocial hours rates apply to Band 3?
Band 3 is paid time plus 35% for weekday hours between 8pm and 6am and all Saturday hours, and time plus 69% on Sundays and public holidays.